Anti-Money Laundering Support for MLROs and Deputy MLROs
Additional expertise. Additional capacity. Immediate operational support.
We support Money Laundering Reporting Officers (MLROs), Deputy MLROs and AML functions in regulated financial institutions with the operational execution of their responsibilities.
We work alongside your existing AML function.
We strengthen your organisation.
When AML Responsibilities Become Too Much for One Team
The role of the MLRO has become increasingly demanding.
New regulatory requirements.
Growing supervisory expectations.
Increasing documentation.
Complex risk assessments.
Ongoing transaction monitoring.
Internal controls.
Management reporting.
Regulatory projects.
Supervisory inspections.
Audit findings.
At the same time, business continues as usual.
Projects continue.
Deadlines remain unchanged.
This is where we help.
Not with theory.
With practical execution.
How We Support Your AML Function
We integrate into your existing AML framework and work with your established policies, procedures and controls.
Our objective is simple:
To help your AML function remain effective, resilient and inspection-ready.
We regularly support clients with:
- Enterprise-Wide AML/CFT Risk Assessments
- Customer Risk Assessments
- Updating AML/CFT policies and procedures
- Internal control frameworks
- Control testing
- Quality assurance reviews
- Transaction monitoring reviews
- Name screening and sanctions framework reviews
- Enhanced Due Diligence
- Customer Due Diligence
- Risk classification methodologies
- Management reports
- MLRO Annual Reports
- Regulatory gap analyses
- Remediation programmes
- Documentation and evidence
- Preparation for supervisory inspections
- Preparation for internal audits
- Preparation for external audits
- Responses to supervisory findings
- Project management for AML regulatory initiatives
You remain responsible for your AML function.
We provide the specialist expertise and operational capacity needed to deliver.
Support During Supervisory Reviews and Regulatory Pressure
Many of our engagements begin when AML functions face exceptional regulatory pressure.
Typical situations include:
- Section 44 German Banking Act (KWG) inspections
- BaFin inspections
- Deutsche Bundesbank inspections
- Reviews under the German Payment Services Supervision Act (ZAG)
- Reviews under the German Investment Firm Act (WpIG)
- Reviews under the German Capital Investment Code (KAGB)
- European Central Bank supervisory reviews
- Joint Supervisory Teams (JSTs)
- Internal Audit reviews
- External Audit reviews
- Large remediation programmes
- Significant supervisory findings
- Tight regulatory implementation deadlines
During these situations we become part of your project team and provide immediate specialist support where additional capacity is required.
Interim Money Laundering Reporting Officer
Where an MLRO or Deputy MLRO becomes unexpectedly unavailable, we can assume the role on an interim basis until a permanent solution has been established.
Typical situations include:
- Unexpected resignation
- Serious illness
- Accident
- Bereavement
- Parental leave
- Maternity leave
- Retirement
- Recruitment gap
We ensure continuity, stability and regulatory compliance until the permanent function holder returns or a successor has been appointed.
Flexible Support Tailored to Your Needs
Depending on your requirements, we support your organisation as:
- Specialist AML advisor
- Sparring partner
- Executive coach
- Project manager
- AML task force
- Operational reinforcement
- Quality assurance partner
- Interim MLRO
You decide how much support you need.
Who We Support
Our clients include:
- Banks
- Savings banks
- Cooperative banks
- Promotional banks
- Investment firms
- Payment institutions
- Electronic money institutions
- Asset managers
- Securities institutions
- FinTechs
- Crypto-Asset Service Providers (CASPs)
- Other regulated financial institutions
Why Leitner & Associates?
AML functions require more than regulatory knowledge.
They require practical implementation.
We understand the day-to-day responsibilities of Money Laundering Reporting Officers because we work alongside them every day.
We deliver work products that can be used immediately.
Risk assessments.
Policies.
Procedures.
Control frameworks.
Management reports.
Inspection preparation.
Evidence.
Remediation plans.
Everything required to strengthen your AML function.
You Remain Responsible. We Strengthen Your AML Function.
Our clients do not engage us to replace their MLRO.
They engage us because they need additional expertise, additional operational capacity and a trusted specialist who can help them deliver under increasing regulatory pressure.
That is exactly what we do.