Anti-Money Laundering

Fighting money laundering and terrorist financing contributes to global security, integrity of the financial system and sustainable growth. Laws to combat money laundering and the financing of terrorism are designed to prevent the financial market from being misused for these purposes.

Anti-Money Laundering (AML)

Counter Terrorist Financing (CTF)

Economic Sanctions

Embargoes

Group Anti-Money Laundering Officer (Group AML Officer)

Anti-Money Laundering Officer (AML Officer)

Money Laundering Reporting Officer (MLRO)

AML/ CTF Strategy

Risk Management

Risk Assessment

Internal Safeguards

Policies, Prodecures and Controls

Training

Typologies and current methods of money laundering and terrorist financing

Risk Factors (Customers, Products/ Services, Delivery Channels, Transactions, Countries)

Customer Due Diligence (CDD)

Simplified Due Diligence (SDD)

Enhanced Due Diligence (EDD)

Know Your Customer (KYC)

Know Your Intermediary (KYI)

Know Your Employee (KYE)

Know Your Supplier (KYS)

Know Your Bank (KYB)

Know Your Others (KYX)

Contracting party (Customer)

Person acting on behalf of the customer

Ultimate Beneficial Owner (UBO)

Politically Exposed Person (PEP)

Relatives and Close Associates (RCA)

Record-Keeping

Data Protection

Transaction Monitoring

Alert Management

Unusual Activity Reporting (UAR)

Suspicious Activity Reporting (SAR)

Request for Information (RFI)

Whistleblowing

Monitoring & Surveillance

Controlling & Testing

Management Information (MI)

Group-wide measures

Group-wide internal safeguards

Exchange of Information (EOI) within the Group (Customers, UARs/ SARs, Risk Assessment, etc.)

Personal Data Protection measures

Additional measures for subsidiaries in third countries

Independent Audit

Internal Audit

External Audit